Group Disability
Your employees’ well-being is our top priority. We specialize in crafting tailored group disability insurance policies that provide comprehensive coverage for your entire team. Located in the heart of Roswell, Georgia, our dedicated agents are ready to collaborate with you to design a program that perfectly aligns with your company’s unique requirements.
Understanding Group Disability Insurance
In the realm of employee benefits, group disability insurance is a crucial safeguard, serving to protect your workforce in the face of unforeseen health challenges. This private insurance acts as a financial buffer, stepping in to cover a portion of an employee’s income if they are incapacitated due to illness or injury. At Allen & Furr Insurance, we offer a variety of options to suit your specific needs.
Short-Term Disability Insurance (STD)
When sick leave runs out, our Short-Term Disability (STD) policy kicks in, ensuring that your employees continue to receive financial support during their recovery. Depending on the chosen plan, this coverage extends for a period of 9 to 52 weeks, providing vital assistance during a crucial time.
Long-Term Disability Insurance (LTD)
Our Long-Term Disability (LTD) coverage is designed to provide sustained financial relief to employees who have utilized all sick leave and short-term disability benefits. Depending on the plan selected, this policy offers payouts for several years or until the employee reaches a certain age, ensuring long-term security for your valued team members.
Investing in Your Team’s Security
At Allen & Furr Insurance, we understand the importance of balancing costs with quality coverage. Typically ranging between 0.25% and 0.5% of total compensation, our group disability insurance is a wise investment that demonstrates your commitment to your employees. Our knowledgeable agents are dedicated to finding you the best coverage at the most competitive rates, enabling you to prioritize your employees’ well-being without straining your budget. Secure your team’s future with our comprehensive group disability insurance. Contact us today to explore the options tailored to your company’s needs.